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  • Random Finance Thoughts

     

    I Amex! Some criminal stole my number while I was in Florida last month and was attempting a bunch of gas authorizations between Monday and Tuesday this week all over Orlando...Amex immediately called me to find out if it was I who made the transactions, canceled my card and overnighted me a new one...had I used my bank card while I was down there it would have been much more difficult to fight those charges and recoup my money.

    Love their service and will be a member for LIFE!

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    I just saw my credit score for the first time in a while. It was good, no excellent!

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    I've faced my fears and have tried 2 different stores in my city. The popular one is expensive. I'm shopping sales! Then, I'm only shopping 2x a month if that. I'm trying to use all things before I buy more.

    I'm paying my bills even though I just charged more.

    I must work on my finances!

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    ***Smirks as I type this***

    My self-worth is not equal to my net worth & that's definitely a good thing.

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    *chanting*

    Multiple streams of income, come to me.

    Ideas to create multiple streams of income, come to me...

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    I actually got giddy and excited for have money in my wallet. I feel like a millioniare right now.

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    I'M RICH BI$CH!!! lol

    GIFSoup

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    Can't wait to start seeing my money grow! Oh, financial prosperity...

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    Just when I'm thinking about closing a certain bank account (I barely use it and I just got charged a maintenance fee because the savings account is below the required balance), they announce a 2.00% interest rate for a 60 month IRA CD, but it's for a limited time...I wonder if it's worth it. I already have an IRA with another bank, but the interest rate isn't good. Or maybe I should just get another online savings account with 1.00% something interest. Aaaarrggghh!

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    My credit card balance has shot up (can't seem to stay away from Amazon.com)...I've been carrying a balance for the past few months so it hasn't been completely paid off. I need to put the card down and concentrate on paying it off.

    I still can't decide if I should close that bank account...I added money to it so no more maintenance fees. I wonder if they have a money market account or something with slightly higher interest.

    I haven't touched my ING account, so that's good. But dang...maybe I should put some of it on my credit card??

    Maybe I can earn some gas money from these surveys...

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    I think I'm gonna start doing some investing on my own! I'm inspired by the investment club I'm in to take that risk!!!

    Retiring by 45 is in action!

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    Impy is loving how her 403B is looking
    stack paper snitches.
    thx vanguard. it's so lurvely being 100% vested.

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    Geez! I ate out so much already this month and I am already broke! Lol!!! Dang girl..cooking game proper next month

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    Why is it when I make a step forward in saving money, something seems to happen that takes a chunk out of my savings?

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    what part of this equation am I missing!?!? Why can't i get it together?!?! I get a headache thinking about my finances sometimes... I'm 36 and should be farther along when it comes to my finances... pathetic...

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    ^^^Confidence and the willingness to make mistakes...

    Financial knowledge and/or prosperity will not happen overnight. You must make the decision that no matter what, you will not give up. Also, don't think about where you could be, focus on where you are and where you are working to get to. Learn from your past mis-steps, no doubt, but don't dwell. You can do it. We all can!

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    thanks MzDiva for the encouraging words....

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    Credit cards - the necessary evil bit of plastic....

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    Quote:
    Spend less than you make - by a lot
    Most times we think a higher salary will help us "get it together" and all it does it make you spend more...if you take this advice you will be amazed at the transformation of your finances...Money is not good, evil or anything...it's a TOOL, we tie too much of our emotions to money, STOP!

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    ^^^I agree.

    Quote:
    "If you can't manage a dollar you won't be able to manage a million"
    - Some stranger Mirah sparked a conversation with

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    Random Financial Thought: Hey, why are you trying to "count my money"? Just because I don't complain about how much this and that costs doesn't mean I have money to blow.

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    Don't confuse deserve with afford. Spend less than you make...

    Thanks AK for your advice... I do have a per diem job... During the week, I work 2 hours a day after I get home from my full-time job. I'm trying to do more hours a day, but by the end of the day, I'm hella tired (even though that's really no excuse)... I had said I was going to get up earlier and work before coming to my full-time job, but that would mean I'd have to get up at like 3 or 3:30 AM. I gotta figure something out.. My head is above water, but that's about it..

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    I miss high interest savings account.

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    Got a feelin this short sale isn't going o get approved all due to the incompetency of the parties involved (namely the realtors and bank)

    Sent from my iPhone using Forum Runner

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    Credit card hoe alert - time to transfer balance to another card (good to see the balance get lower and lower and not an interest payment in sight!)

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    Okay, I think it may be time for me to embark on another savings challenge...

    I'm thinking of doing the following for the next 6 months:

    •giving myself a $20 a week allowance and leaving my debit & credit cards at home
    •creating a set in stone budget
    •putting the rest of my disposable income in savings
    •only spending 100 bucks per month (!) on food

    Sooo, basically living like I'm in college again. I'm going to stock up on rice & beans, ramen noodles, and peanut butter & jelly, lol.

    It bugs me to no end that I've been working for years, now, and still have only a piddly amount in my savings account. I have paid off all but one credit card and the balance on the last credit card is under 500, so I'm pretty happy about that. I just have to train myself to not spend money just because it's there.

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    Started paying bi-weekly towards my student loans mid last year & living off of one income (hubby). I'm so GLAD to say that I will have NO student loans after October 2011. Original amount $14,000 . I was tired of them getting extra $$ in interest. I'm LOVING it. Debt free is for me. Now I need to find a way for my money to work for me.

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    ^^ that's wonderful honey! NO debt is "good" debt!

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    Suze Orman is offering a free 1 year subscription to her Money Navigator monthly newsletter with gift code nodebt.

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    Thanks Savvyone

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